Phoenix Auto Dispatch does not publish one universal insurance limit because cargo coverage belongs to the independent motor carrier physically transporting the vehicle. The assigned carrier’s actual policy and shipment documents govern the coverage available for a specific move.
Carrier limits vary by operation and equipment. In the current network, smaller/local haulers may carry cargo limits around $100,000. For long-haul assignments Phoenix generally seeks carrier cargo limits of at least $250,000. Enclosed and specialty carriers may carry $500,000 or higher limits. These are planning/assignment standards—not a promise that every shipment has the same limit.
Before pickup, the applicable assigned-carrier documentation should be confirmed for the shipment. If the vehicle’s value or risk profile requires a particular limit, tell Phoenix before carrier assignment so that requirement can be considered.
The assigned motor carrier’s cargo policy and claim process govern transport damage coverage. Phoenix can assist with communication and shipment records, but Phoenix does not replace the carrier’s insurer or promise payment of a cargo claim.
Avoid relying on a generic phrase such as “fully insured.” Ask what carrier is assigned, what cargo limit applies, and whether any exclusions or special vehicle-value considerations should be addressed before pickup.
Tell us the route, vehicle, timing and transport requirements. Submitting a quote request does not itself create a carrier booking or payment obligation.
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